Like most parents, one of my goals is to secure my baby’s future. So last month in the midst of the Christmas rush, my husband and I went to the BDO branch at the SM Megamall and opened a Junior Saver’s Account for her. I had contemplated Metrobank Fun Savers Club because of the freebies like educational insurance but I chose BDO over other banks because their branches at the mall are open until 7 pm and even on weekends. The extended banking hours makes bank visit very convenient for people who are working.
It will be hard for me to maintain the account with other banks that closes at 3pm. My husband and I plan to deposit an extra amount each month. This is my first little step in securing my baby’s future.
For those who also want to open a savings account for their children, here are the requirements:
Initial deposit, maintaining balance and required amount to earn interest: Php500 but for those whose initial deposit is Php 2000 will get a discount card. It can be used in SM Department Store, Toy Kingdom, Baby Company, etc. We still don’t have his card though because it takes about one month before it is released.
Documents: Birth certificate of the child and 2 valid ID’s of the signatory parent.
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